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The Library => Haley Center Basement => Topic started by: Kaos on March 10, 2024, 08:23:46 PM

Title: Ok ambulance chasers…
Post by: Kaos on March 10, 2024, 08:23:46 PM
Got a problem with a mortgage company.  I refinanced with Hancock Whitney (stupidly thought they were local) and it’s been sold like five times. 

Was with Wells Fargo for years.  Never had a problem.  This new bunch? Every month it’s something. 

They’ve raised my monthly rate more than $600 since taking over last October. It’s apparently their scam.  Ive seen numerous complaints about the same thing.  “Escrow shortage” (never had one in 35 years of mortgage payments before). “Escrow went up”. And they jack payments by several hundred with no recourse, apparently to hundreds of clients.

Call to ask questions and it’s endless phone loop that eventually hangs up on you.  I’ve tried to contact them probably 20 times myself.

If they are, in fact, fraudulently jacking up payments (which I am sure they are) is there the possibility of a class action? 
Title: Re: Ok ambulance chasers…
Post by: WiregrassTiger on March 10, 2024, 08:39:21 PM
Normally, I would come up with something hilarious but there is ZERO funny about this.

Fuck them and the whole idea of the his b.s.

But I certainly hope you are’t seriously  seeking any real legal advice from any of these nightschool legal eagles.
Title: Re: Ok ambulance chasers…
Post by: AUJarhead on March 11, 2024, 09:45:32 AM
I've had Chase for 20+ years on our home with a fixed mortgage, and our mortgage payment has gone up about 600 dollars in the last 6-8 months, and it's due to Illinois property taxes, and USAA homeowners insurance going up.  So difference all going into escrow.  Can you check check your insurance company to see if they'd had a price increase, or if any discounts you had rolled off and they didn't let you know?
Title: Re: Ok ambulance chasers…
Post by: wesfau2 on March 11, 2024, 09:47:20 AM
I've had Chase for 20+ years on our home with a fixed mortgage, and our mortgage payment has gone up about 600 dollars in the last 6-8 months, and it's due to Illinois property taxes, and USAA homeowners insurance going up.  So difference all going into escrow.  Can you check check your insurance company to see if they'd had a price increase, or if any discounts you had rolled off and they didn't let you know?

That emphasized part is what is getting folks down here on the coast.
Title: Re: Ok ambulance chasers…
Post by: Kaos on March 11, 2024, 10:56:50 AM
Thanks w.

I’ll check that again.  But it shouldn’t have changed. 

There also shouldn’t be hundreds upon hundreds of one-star BBB ratings with very similar complaints. 
Title: Re: Ok ambulance chasers…
Post by: CCTAU on March 11, 2024, 11:08:11 AM
That emphasized part is what is getting folks down here on the coast.

As we continue to hear all the time, "That's the price for living in paradise"!

All of my properties have almost doubled!
Title: Re: Ok ambulance chasers…
Post by: WiregrassTiger on March 11, 2024, 11:08:55 AM
Thanks w.

I’ll check that again.  But it shouldn’t have changed. 

There also shouldn’t be hundreds upon hundreds of one-star BBB ratings with very similar complaints.
Couldn’t you at least type out the remainder of his name? It is only two more letters.

But I realize that it was a huge step to take in thanking w.
Title: Re: Ok ambulance chasers…
Post by: WiregrassTiger on March 11, 2024, 11:25:41 AM
As we continue to hear all the time, "That's the price for living in paradise"!

All of my properties have almost doubled!
This makes me want to liquidate all of my assets in Florida. Fuck the man.
Title: Re: Ok ambulance chasers…
Post by: CCTAU on March 11, 2024, 11:31:27 AM
This makes me want to liquidate all of my assets in Florida. Fuck the man.

Its alright. you are safe. The rates did not go up in the hood in Tallahassee.
Title: Re: Ok ambulance chasers…
Post by: Snakebite on March 11, 2024, 03:29:15 PM
This makes me want to liquidate all of my assets in Florida. Fuck the man.

Do you love LAMP, Brick Tamland?
Title: Re: Ok ambulance chasers…
Post by: WiregrassTiger on March 11, 2024, 04:40:41 PM
Do you love LAMP, Brick Tamland?
She’s got a knife!!